

#TD CAR LOAN CALC SOFTWARE#
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Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. If they beat, ask your dealer to counteroffer.Ĭopyright ©2001- Fair Isaac Corporation. Tell them you were approved for 3.9% at the dealership, ask them to beat. Make sure the dealer didn't add anything extra like GAP insurance or extended warranties.Īlso, I think you should shop a credit union's rate. I plugged in your numbers and it says your payment should be about $571, which is very close to the dealer's figure. It was almost on the money give or take $1. Or more simply, use an auto loan calculator. You should ask your dealer how often the interest in compounded. Your loan is most likely compounded interest, and monthly. The calculations you are doing is for simple interest. So the monthly payment should add up to $528.10, how come the dealer is telling me I have to pay $575 a month? Thanks!! They are offering me 3.9% rate for 72 months, the car costs $36596 after tax and everything. Hi I am purchasing a car and getting a load from TD bank.
